Q: Is it possible to negotiate a higher salary by disclosing to the new employer that you do not need benefits? I am covered by my husband´s health plan, and am interested in trying to obtain a higher salary with no benefits.

A: It is possible to do that at a small company or working as an independent contractor. For most large companies it wouldn´t matter, as the costs of a single person´s benefits is insignificant in terms of their overall benefit costs.

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